Note Calculator.

Important Information

*The 30% coupon barrier shown above refers to contingent coupon protection for these illustrative examples. Coupon payments are not guaranteed. A coupon barrier is not the same as principal protection. Actual principal barriers, coupon barriers, call features, observation dates, maturity terms and other provisions are determined at issuance and governed by the applicable offering documents.

IMPORTANT RISK DISCLOSURE — PLEASE READ BEFORE USING THIS CALCULATOR

STRUCTURED NOTES ARE COMPLEX INVESTMENT PRODUCTS AND INVOLVE A SIGNIFICANT RISK OF LOSS, INCLUDING THE POSSIBLE LOSS OF SOME OR ALL OF YOUR PRINCIPAL.

This calculator is provided for educational and illustrative purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation of any security or investment strategy. It is not a prediction of investment performance and should not be relied upon to determine whether an investment is appropriate for you. The coupon rates and structures shown are hypothetical illustrative assumptions — not current offers or guaranteed terms — and may differ materially from the actual performance, value, cash flows or outcome of any structured note.

Before proceeding, please understand the following:

• You can lose money. Depending on the terms of a particular structured note and the performance of its underlying reference assets, you may lose a substantial portion or all of your principal.
• Coupons are not guaranteed. A stated or hypothetical coupon rate does not mean that you will receive that coupon. Coupon payments may be contingent upon the performance of one or more reference assets.
• A coupon barrier is NOT principal protection. Meeting a coupon barrier does not necessarily protect your investment from loss at maturity.
• Worst-of structures can create significant downside exposure. Where a note is linked to multiple reference assets, the worst-performing asset may determine whether a coupon is paid, whether the note is automatically called, and/or how much principal is repaid.
• Issuer credit risk applies. Structured notes are generally senior unsecured obligations of the issuing financial institution. Even if the underlying reference assets perform favorably, you could lose some or all of your investment if the issuer fails to meet its obligations.
• Liquidity may be limited. Notes may not be listed on an exchange, and you may not be able to sell when you want to or at a price you consider favorable. A sale before maturity may result in a substantial loss, including a loss of principal.
• The calculator does not capture every risk or variable. Actual results can be affected by market conditions, volatility, interest rates, dividends, issuer creditworthiness, valuation assumptions, fees, transaction costs, liquidity, tax considerations and other factors.
• Actual terms are determined at issuance. Terms vary based on market conditions, issuer, maturity, underlying reference assets, volatility and other factors at the time of issuance. The terms displayed by the calculator may not be available to an investor and may differ materially from the terms of an actual offering.
• The offering documents control. The applicable prospectus, product supplement, preliminary pricing supplement and final pricing supplement govern the terms of each investment and should be reviewed carefully before investing. No calculator result, illustration, scenario or output changes or overrides those documents.
• This calculator is not investment advice. Nothing displayed by the calculator constitutes a recommendation that any particular security, strategy, reference asset or transaction is suitable or appropriate for you.

DO NOT USE THIS CALCULATOR AS A SUBSTITUTE FOR READING THE APPLICABLE OFFERING DOCUMENTS OR FOR OBTAINING PROFESSIONAL ADVICE.

Reference assets shown in this calculator: SPX — S&P 500 Index; RTY — Russell 2000 Index; INDU — Dow Jones Industrial Average; KRE — SPDR S&P Regional Banking ETF; AMZN — Amazon.com, Inc.; GOOGL — Alphabet Inc. (Class A); META — Meta Platforms, Inc. References to any index, ETF or company are for identification purposes only and do not imply that any such entity sponsors, endorses or is affiliated with this calculator or Kuhn Capital Partners, LLC.

Kuhn Capital Partners, LLC is an SEC-registered investment adviser. Registration does not imply a certain level of skill or training or endorsement by the SEC.

By using this calculator, you acknowledge that you have read this disclosure and understand that structured notes can result in the loss of some or all of your investment.